Licensed by CBN

Bill Payments,
Done in less than 10 seconds.

Experience lightning-fast transactions for Data, Airtime, Electricity, and Exam Pins. Zero hidden fees. 100% Uptime.

256-Bit Encrypted & PCI-DSS Compliant
Create Account Login
Download the mobile app

50k+

Active Users

₦2B+

Processed

0s

Downtime

JovoPay Mobile App Interface
Transaction Successful
Secured by JovoPay
Simple Process

Three Steps to Freedom

No complex forms. No hidden fees. Just pure speed.

1

Create Account

Sign up in less than 2 minutes with just your phone number.

2

Fund Wallet

Transfer money securely from any bank account instantly.

3

Pay Bills

Select service, enter details, and enjoy instant delivery.

One App, Endless Possibilities

All your daily financial needs in one secure place.

Data Bundles

MTN, Glo, Airtel

Airtime

All Networks

Electricity

IKEDC, EKEDC

Cable TV

DSTV, GOTV

Exam Pins

WAEC, NECO

Gift Cards

iTunes, Steam

Betting

SportyBet, Bet9ja

Transfers

Any Bank

Frequently Asked Questions

Is my money safe with JovoPay?
Absolutely. We are licensed by the Central Bank of Nigeria and use 256-bit encryption for all transactions.
How long does data delivery take?
Our automated system delivers data bundles in less than 10 seconds for 99% of transactions.
What are the transaction fees?
We charge a flat fee of ₦50 for most bill payments. Airtime and Data purchases often have zero fees.
How do I contact support?
You can reach our 24/7 support team via the in-app chat, email, or the WhatsApp button on this page.

Loved by Thousands

"Since switching to JovoPay, my data and electricity bills are credited instantly. Truly reliable!"

"The referral program is a game changer. I've earned enough to pay my school fees."

"Clean interface, super fast loading, and customer support actually replies."

Earn ₦500 for Every Friend

Invite friends to JovoPay and get rewarded when they make their first transaction.

Start Referring Now

Chinedu O.

just bought 1GB MTN Data